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Intrum UK Finance

The following is general information on Intrum UK Finance, one of the debt purchasers we frequently find ourselves fighting in court. We do not act for this company, we act for clients being sued by them.

Intrum UK Finance Limited

The Intrum Group describe themselves as a market leading credit management company specialising in debt collection.   Intrum has offices in 24 countries across Europe and employs over 8,000 people.  Intrum UK Finance Limited was formerly known as 1st Credit Limited until 1 Mar 2018.  They are part of the Intrum Group and buy unpaid loans, credit cards, store cards and other debts from banks and credit card companies etc.

Like most debt purchasers, Intrum claim to help you to manage your debt through affordable repayments, and to support you through the process.

In common with most debt purchasers, their real aim is to maximise their investment in the debts they purchase. To this end, they will sometimes accept repayment plans, but may require proof of your income and expenditure before agreeing terms. Be aware, however, that these plans are usually informal and can often be reviewed or revised, usually every 6 months. A repayment plan does not stop Idem from issuing a claim.

If you have received a letter of claim or a County Court Claim from Idem or they have obtained a default judgment against you, we can advise you how to proceed, or we can act for you. These claims can be defended and judgments set aside.  Our view is that these companies, once they issue county court proceedings, must show us and the courts that they have complied with the statutory requirements of the Consumer Credit Act 1974, the Financial Services and Markets Act 2000 (FSMA)  and the Law of Property Act 1925.  If they have not, then they are not legally entitled to enforce these debts. We defend all cases vigorously with a near 100% success rate.

This is an example of one of the many claims we have successfully defended against Intrum UK Finance:

Intrum UK Limited v Freeman (Maidstone County Court) (2018)  Claim for monies owing under a Lloyds TSB consumer credit loan agreement – claim dismissed as credit agreement unenforceable under S.77 (1), S77A and S.87 of the Consumer Credit Act 1974 (as amended)

Please note that County Court decisions are not binding on other judges. Each case has to be argued and defended on it’s merits.

Contact us at [email protected]  or telephone 0151254 6980

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Joanna Connolly Solicitors

We specialise in consumer credit, with many years of experience, and unparalleled success in this complex field. We offer friendly help and advice, with affordable fixed fees. Unlike most solicitors, we never act for banks and lenders.

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  • 33 Cheadle Ave, Liverpool, L13 3AE
  • 0330 053 9340
  • Monday-Friday 9.00-17.00
  • [email protected]

If you are a client and we have made a contract with you by electronic means you may be entitled to use an EU online dispute resolution service to assist with any contractual dispute you may have with us. This service can be found at https://ec.europa.eu/odr. Our email address is [email protected].

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JCS Law Ltd trading as Joanna Connolly Solicitors · co registration number 12063047 · Registered address 33 Cheadle Avenue · Liverpool · L13 3AE · Authorised and regulated by the Solicitors Regulation Authority of England and Wales with registered number 660122
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