About Us

Joanna Connolly Solicitors is a sole practitioner law firm with a commitment to providing a high level of service, specialising in the areas of Consumer Credit, Contentious Probate, and Insolvency. We offer a professional friendly service with a clear pricing structure. Joanna Connolly (LLB Hons) is a Solicitor Advocate - a solicitor with Higher Rights of Audience who is qualified to represent clients as an Advocate in the higher courts in England and Wales.

Joanna was previously Head of Consumer Credit Litigation at MSB Solicitors and has had extensive litigation experience both at County Court and High Court level. Joanna had conduct of the lead Consumer Credit Act High Court case Carey v HSBC Bank Plc [2009] EWHC 3417 (QB) as well as cases in the Court of Appeal. Joanna thrives on constantly enhancing her knowledge and experience.

We can provide assistance in the following areas:
1. Defending County Court claims or statutory demands issued by creditors. We are specialist solicitors who always put our clients interests first. We do not act for banks or lending institutions which enables us to focus 100% on achieving the best possible outcome for you.
2. Mortgage Mis-selling of first mortgages by brokers and lenders in respect of first mortgages both in negligence and under the Mortgage Code pre-regulation and since November 2004 claims for damages under FSMA 2000 S 150 for breach of MCOB.
3. Financial Mis-selling and Unfair Relationships in financial mis-selling in individual agreements and in consolidation transactions, including PPI mis-selling, mis-selling of second mortgages or unregistered first mortgages and the developing area of law in "Unfair Relationship".

We are also able to advise and, where appropriate, provide representation on areas including:

1. Will Disputes & Inheritance Act Claims
2. Personal Insolvency
3. Employment Problems
4. Lasting Power of Attorneys (LPA's)

Unlike some debt advisory services, we are a specialist solicitors and do not work in conjunction with lenders. This enables us to focus 100% on achieving the best possible outcome for you.

Our Services

We offer a comprehensive range of legal services to individuals. If you are experiencing debt problems and being threatened with possible court action it is important that you seek advice at the earliest opportunity and at Joanna Connolly Solicitors, we have vast experience in helping people to deal with their debt / finance claims. We recognise the difficulty and stress that can arise when dealing with these type of problems and are able to provide you with legal advice as to the options available to you.

Contact us if you would like advice from our legal debt specialists.

Full Legal Service

If you need legal help and don't have much money or can't warrant paying high legal fee's to see if you have a chance of success then we can help! Not only do we consider Conditional Fee Arrangements (CFA's) but we also offer a bespoke Pay As You Go service which allows you to pay for legal help as and when you need it.

Consumer Credit

A loan or credit card may prove to be unenforceable for a variety of reasons. If you've been served a claim form and require expert legal advice then you've come to the right place. We have a wealth of consumer credit legal experience and have been involved in various key cases which are still used in persuasive argument to this day.

Contentious Probate

Inheritance claims are far broader than simply contesting or disputing a Will because Inheritance Laws give a variety of options depending on the different situations that people find themselves in. Our Contentious Probate service can help you with disputing or contesting a Will, and can provide immediate legal representation anywhere in England & Wales.

Personal Insolvency

As personal insolvency and bankruptcy solicitors, we offer immediate, impartial and confidential advice to enable you to manage and reduce your debts. We will listen to your problems and offer you a solution that will allow you to get your finances back under control. We will make you aware of your options and advise you on the best possible solution.

Employment Law

If you have a problem at work we can quickly provide you with immediate legal advice and assistance in dealing with your employer, and if necessary, formally take up the matter with your employer. We will clearly explain what your legal remedies are, including writing to your employer and if necessary, take the matter to an Employment Tribunal for you.

Court Advocacy

Solicitor Advocates are a relatively new breed of lawyer. Solicitors first acquired rights of audience in the higher courts in 1994, but it was not until after Lord Carter of Cole's review of publicly funded legal services in 2006 that things began to change. We can now offer a full advocacy service and attend court for you, for a set one-off fee agreed at outset.

Career Milestones


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Years Active


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Typical Pricing

There are numberous factors to take into account when offering legal services however our typical pricing (shown below) should help assist you to get an idea of what fee you'd be expected to pay for some specific services that we can provide to you. You will be able to purchase one-off Pay As You Go (PAYG) legal services at any time with prices starting at just £250 plus VAT for a specific, agreed legal service to be performed by us. On occasion we may be able to offer a Conditional Fee Arrangement (CFA) meaning there would be no cost to you for utilising our legal services (for that case). Alternatively, for the best chance of success, you may instruct us to deal with the whole case from start to finish.

Pay as you go


Starting From (plus VAT)
  • One Off Up-Front Fee*
  • Expert Advice Included
  • We Draft any documents
  • All Claims Considered
Get Quote



Starting From (plus VAT)
  • One Off Fee*
  • Professional Advice
  • We Draft your Defence
  • Ideal for Claims -£10,000
Get Quote

Full Case


Conditional Fee Arrangement
  • Possible No Win No Fee
  • We Work on your Case
  • We Appoint A Barrister
  • Ideal for Claims £10,000+
Get Quote



Starting From (plus VAT)
  • Single Up-Front Fee
  • We go to Court for You
  • Good Chance of Success
  • Ideal for Claims -£10,000
Get Quote

Blog & Guides

Unenforceable Agreements

Unenforceable Agreements

Joanna Connolly 01 May 2015 Case Law

If you have individual loans both secured and non-secured, hire purchase agreements or running credit agreements (credit and store cards) of up to £25,000, which were taken out before 6 April 2007, then it is likely that some of the agreements cannot be legally enforced by the creditor.

Read More


Joanna Connolly 01 May 2015 Case Law

In law, misrepresentation is an untrue statement of fact, made in the course of negotiating contracts, that induces one party to enter into the contract. The remedies available for misrepresentation depend on whether representation is found to be fraudulent, negligent, or innocent.

Read More
Buyer Beware

Buyer Beware

Joanna Connolly 01 May 2015 Case Law

The Latin for 'buyer beware' is 'caveat emptor'. This is a maxim (principle) which means that the purchaser of goods must take care to ensure that they are free from defects of quality, fitness, or title. In other words, all the risk is borne by the purchaser and not by the seller.

Read More
Buying on Credit

Buying on Credit

Joanna Connolly 01 May 2015 Case Law

You may need to buy certain items on credit so that you can spread the payment over a longer period of time. Credit can take the form of interest-free agreements, credit cards, fixed loans or hire purchase agreements.

Read More

Contact Us

If you'd like to get in touch with us then give us a call on:

0330 053 9340.

Please note telephone calls may be recorded for training and monitoring purposes.

Alternatively, if your query isn't urgent then why not send us an email at: enquiries@joannaconnollysolicitors.co.uk.

We'll usually be in touch as soon as possible but no later than 24 hours during normal working hours.

Send an Email

We're open between the hours of 10am to 5pm Monday to Friday but occasionally work outside of these hours so you may receive a call-back from us on an evening. Please lookout for our number: 0330 053 9340 and allow it on any call-barring equipment that you may use.


0330 053 9340


33 Cheadle Ave, Liverpool, L13 3AE

Opening Hours

Monday-Friday 10.00-17.00


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