In October 2019, PRA Group UK Limited issued a Claim against a consumer in respect of an alleged agreement the consumer was alleged to have entered into with MBNA. I say alleged as none of the allegations made by PRA in their Claim were ever proven. The consumer subsequently instructed Joanna Connolly Solicitors to represent him in the legal proceedings. Upon review of our client’s defence and CPR Part 18 questions, PRA themselves identified errors within their own particulars of claim, and …
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Intrum UK Finance Lose Appeal
The Court has today (8th June 2022) handed down Judgment in a case where we were instructed to represent an individual consumer and where the Appellant was Intrum UK Finance Limited (“Intrum”), formerly known as 1st Credit (Finance) Limited. Intrum issued proceedings in the County Court in May 2019 alleging to be an assignee of a Halifax Credit Card Agreement entered into by the consumer in 2006. The consumer instructed Joanna Connolly Solicitors to defend him in the claim. We made an …
Court of Appeal Case
We were in the Court of Appeal last week in the case of PRA Group (UK) Limited v Goodinson The Appeal is in relation to the decision of HHJ Clarke, who dismissed an appeal from the County Court on a single issue within a trial which was adjourned part-heard. The claim relates to a credit card agreement, regulated by the Consumer Credit Act 1974, (the 1974 Act) between the Appellant and MBNA. The agreement was allegedly assigned by MBNA to a Third Party then further assigned by them to …